WHEN AND WHERE

An examiner from APPS will contact you shortly to schedule an appointment at your earliest convenience. The exam may be performed at your home, your office, our office (in cities where this service is available) or other appropriate place. There is no undressing required. The exam should take approximately 20 to 30 minutes. Allow an additional 20 minutes if an EKG is required.

CONFIDENTIALITY

All information obtained during the examination is strictly confidential for insurance purposes only.

Examiners are trained medical professionals. Their sole responsibility is to obtain accurate information for the insurance company to evaluate. APPS examiners will not interpret any data they collect, e.g., blood pressure too high, etc. These questions are better asked of your family physician.

BLOOD DRAW

If a blood specimen is needed, blood will be drawn from your arm or your finger as required by the insurance company. Only STERILE disposable needles and supplies are used to withdraw your blood specimen. The blood sample will be sent for processing to a laboratory designated by the insurance company. The insurance company gives instructions to the laboratory regarding specific tests to be completed for underwriting purposes. The results of the test will be sent directly to the insurance company - not the paramedical company.

In many cases, you will also be asked to sign an HIV Testing Consent form at the time of the blood draw.

URINE SPECIMEN

A urine specimen is required for all exams. Please drink a glass of water one hour prior to the exam.

ELECTROCARDIOGRAM (ECG)

An EKG is a recording of the electrical impulses associated with cardiac contraction and relaxation. An EKG is a painless procedure. Electrodes must be placed on bare skin on your chest, upper arms and lower legs. You will need to lie flat in a relaxed position so that an accurate recording can be made. We highly recommend you have a private area to complete this test.

In some cases a treadmill (stress) electrocardiogram will be required. To complete a treadmill EKG, you will have to go into one of our local physicians or clinics. We will arrange this appointment for you.

MEDICAL HISTORY

Medical History - please refresh your memory regarding doctor’s names and address, date of and reasons for visits, diagnosis and results. The same information is required for any hospitalizations and prescription medication.

PHYSICAL MEASUREMENTS

Height and Weight - we weigh by scale and measure height with both clothes and shoes on.

Girth Measurements - males only, we measure the chest upon inspiration and expiration, and the waist at the umbilicus.

Blood Pressure - taken while at rest.

Pulse - taken for one minute at rest.

EXAM POINTERS

To save time, please follow these suggestions.

• Have identification available, a picture drivers license is preferred.
• Please have available all your physicians’ names and addresses as well as dates and reasons for past visits, especially those within the last five years. Be as complete as possible.
• Be sure to tell your examiner about any medications you are taking, even non-prescription medicines, and any current illness or fever.
• Please drink a glass of water one hour or so before your exam. This will help you to void a urine specimen while the examiner is present. It also improves your circulation for your blood draw.
• In many cases, a fasting blood sample is required. You will be instructed how long to fast. In all cases you should not eat at least 4 hours prior to the examination. During that period, you should consume water.
• If you are unable to keep your scheduled appointment, please call the APPS office in your area.